With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.
Future smoke alarms might use very different tech. Researchers have developed an AI-based system that uses machine learning to detect fire in video feeds. The tool can spot fire and smoke in footage from "any camera", says Prabodh Panindre at New York University – including CCTV, doorbell cameras and phone cameras.
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